SenteMe
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How it works

The whole flow, in one page.

SenteMe is the running list, the ledger, and the payout in one link. Here is how it works for your wedding committee, your funeral fund, or your monthly foundation.

9:41SenteMeAAmina & YusufWedding committeeRaising money for food, decor & transport4,250,000 UGXof 6,000,000 UGX71%127 contributors · 18 pending pledgesPayCONTRIBUTORS1.A. Family100,0002.A neighbour75,0003.Anonymous50,0004.Local choir25,000

Three steps

Ninety seconds to a share-link.

  1. Create a campaign

    Answer a few quick questions and get a share-link in ninety seconds.

  2. Share the link

    Drop the link in your WhatsApp group. The share-card shows live progress. Anyone can pledge or pay.

  3. Receive the funds

    Treasurer logs cash. Coordinator withdraws to mobile money in tranches. Every transaction is visible to the group.

In detail

From committee meeting to MoMo wallet.

You answer a few quick questions

Name your campaign, set the country, currency, and (optionally) a deadline, choose whether it’s public or private, and pick the MoMo number where the funds should land. We generate a unique payment reference so mobile money statements stay clean. Campaigns start as drafts so you can publish when the committee is aligned.

You share the link in your group

From the dashboard, hit Share. We generate a 1080 by 1080 share-card PNG with running totals and a payment reference, plus a pre-filled WhatsApp text that matches your template framing. Wedding text reads like a wedding committee post. Funeral text leads with an open-target collection. Edit the copy, hit Share to WhatsApp, paste into the group. The share-card refreshes as contributions land. Anyone resharing the link days later sees today totals, not the day-one ones.

The coordinator disburses in tranches

Mobile money payments clear automatically. The treasurer logs cash given at meetings or by hand with one form. In-kind contributions (matooke, chickens, fabric) carry an optional photo and value estimate. When you are ready to disburse, the coordinator picks a recipient (own MoMo, a direct beneficiary, a vendor) and an amount. The dashboard shows available balance live so you cannot over-disburse. Multi-tranche is the default. For a funeral you typically send three or four partial sums before the week is out. Every flow is visible on the public event page. Trust is built by visibility, not by promises.

FAQ

Frequently asked.

How much does it cost?
Free to create. We charge a flat 7.5% per contribution, all in. That covers our platform plus the mobile money network fees on the way in. Coordinators see the gross amount on their ledger, and the withdraw screen always shows the breakdown and what will land before they confirm. One thing the 7.5% does not cover: once the money is in your wallet, your mobile money provider (MTN, Airtel, M-Pesa, etc.) charges their own fees when you cash out or send onward. That is between you and your carrier. Contributor tips are optional and default to zero.
Who holds the money?
SenteMe itself does not hold any of the money. Every contribution lands in a wallet held by our licensed payment partner and stays in that partner’s custody until the coordinator initiates a disbursement. Multi-step disbursements are first-class. Coordinators commonly send partial sums during the week of an event.
What if I am in the diaspora?
Not at launch. SenteMe is mobile money-first for the African market. International payment support is on the roadmap. Leave your email on the homepage and we will let you know when it ships.
Is this regulated?
We operate as a Delaware corporation (Mea Global Inc), the standard corporate structure for US-incorporated peer-to-peer payment platforms. Peer-to-peer campaign pooling does not require a crowdfunding licence in our operating countries. Kenya CMA and Uganda both explicitly carve out non-investment contributions, and our model is mobile-money facilitated peer transfers, not public solicitation of investment. The mobile-money rails are run by licensed payment partners that hold the local money-services licences in each country we operate in.
How private is the ledger?
A campaign starts as a draft visible only to its coordinator. When you publish, the running list and disbursements become public to anyone with the link. Contributors can mark themselves anonymous; in-kind items show a label without an account link.
Can I cancel a pledge?
Yes. Pledged contributions stay on the list as pending until paid. The contributor can cancel their own pending pledge, or the coordinator can clean up aging pledges from the dashboard.

Ready when you are

Start a campaign.

Free to start. Nothing to pay until people contribute.

Start a campaign